You can bank on us

Mobile and online banking with a free IBAN, payment cards, cashbacks and crypto features

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Making your daily routine more convenient
Account
Free personal IBAN in Europe for €0 per month
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Cards
Modern solution for modern lives. Manage your money in a matter of taps
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Transfers
SEPA transfers, card-to-card payments with no limits and fees and crypto-transactions
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Security
3D Secure protocol and other features that require your attention during each step of a transaction
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Cryptocurrency
Integrated crypto service and a hot wallet for 3 currencies: BTC, ETH, USDT
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Cashback
2.2% annual rate, 2% cashback on Amazon, the Cashback Wheel, etc.
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Mobile banking
Modern solution for modern lives. Manage your money in a matter of taps
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Refferal program
Start getting €35 for each of your invitations
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Account
Free personal IBAN in Europe for €0 per month
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Cards
Get a free Blackcatcard Mastercard. Order additional cards to separate your expences
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Transfers
SEPA transfers, card-to-card payments with no limits and fees and crypto-transactions
Learn more
Security
3D Secure protocol and other features that require your attention during each step of a transaction
Learn more
Cryptocurrency
Integrated crypto service and a hot wallet for 3 currencies: BTC, ETH, USDT
Learn more
Cashback
2.2% annual rate, 2% cashback on Amazon, the Cashback Wheel, etc.
Learn more
Too many free options

Welcome the new opportunities

Discover a new level of convenience with Blackcatcard services
Get started now
Free IBAN account
Your personal European IBAN account is available straight after the successful registration, even if you are not a European resident     
Free Mastercard
Get access to your virtual Blackcatcard instantly, while waiting a couple of days for your plastic Blackcatcard to arrive
Free delivery worldwide
24 hours after the card is issued, we will send it by regular mail delivery to anywhere in the world
Free monthly service
There are really no hidden service charges or commissions. It is profitable with us
Free hot crypto wallet
Buy, sell, store, send and receive BTC, ETH, USDT     
Free SEPA payments
You have 5 free Sepa payments every month
24/7 Live customer support
Chat with real people at any time. We're always ready to help you
Mobile and online banking
Convenient and modern mobile and online banking is also free of charge
However that's not all

Learn more on how to earn and save with Blackcatcard

Benefits of an account
Made in Europe not only for Euro

Discover the crypto-world with no effort

Buy, sell, send, receive and store crypto in the same user-friendly app or via the desktop. This process got as easy as it could     
Learn more about Crypto
Bank-level security

Your money is safe

We implement modern protocols in order to keep your money, personal details and data secured against any risks
Learn more about Security
Focus on what's important to you

Manage your money simply and safely

Keep track of your expenses, send money to your loved ones, earn up to 5% cashback on your purchases and receive 2.2% p.a. reward on the balance. It's free!
Get your free account
Intuitive tools
Manage your account, payment cards, crypto service and everything else with the Blackcatcard super app and via the desktop
Personalise your user experience
Watch your transactions history, set your limits on transactions amount, create payment templates, etc
Instant push notifications
Receive immediate push notifications for all account activity, so you’re aware of every incoming or outgoing payment as it happens
Join the outstanding community of our users

Earn money from your expenses and get access to the best way to manage your money

Open an account Get the app
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Personal
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You can bank on us
Download the Blackcatcard app today for a 100% mobile banking experience. Available on iOS and Android
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Free Personal Account
Teenagers
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Legal
Blackcatcard is issued by Papaya, Ltd. Papaya, Ltd. is licensed by the Malta Financial Services Authority as an Electronic Money Institution (EMI). Registration number C55146. Therefore the official language of the documentation including the Contract is English.
In addition to the obligation to fulfill the conditions of Papaya, Ltd., a client is responsible for knowledge of and compliance with the laws of the jurisdiction of country of his/her citizenship.
Papaya Ltd. does not take responsibility for the possible violation of the local laws of the country of the client’s citizenship, that may appear due to the use of the Blackcatcard product.
Papaya Ltd., 31 Sliema Road, Gzira GZR 1637 – MALTA.
Regulated by the Malta Financial Services Authority (MFSA)
logo MFSA
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Google is able to combine above mentioned data collected from your usage of our website, with other data collected by Google on your usage of other Google products, for profiling purposes and purposes which are entirely up to Google’s discretion. This applies to Google products such as the Google search engine and independent of visiting the Blackcatcard website as well as regardless of which device you are using. Google may also transfer this information to third parties where required to do so by law or where such third parties process this data on Google’s behalf. Google Ireland Limited transfers data to Google LLC, 1600 Amphitheatre Parkway, Mountain View, CA 94043, USA and Alphabet, Inc., 1600 Amphitheatre Parkway, Mountain View, CA 94043, USA. While using Google Analytics our website employs the extension “anonymizeIp”. In doing so, Google abbreviates and thereby anonymizes your IP address before transferring it from EU/EEA member states. Click here to opt out from this processor across all domains https://safety.google/privacy/privacy-controls/
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An integrated hot wallet and the crypto service are provided by our partner DigiNORD. You can find more information here.

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The bonus payment is a part of the loyalty program provided by FINTECH ASSETS OÜ. Detailed terms and conditions can be found here.

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There are limitations for residents of the Russian Federation. Please clarify with the support.

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