How to use your Blackcatcard outside of the EU?

PR Manager

Sep 26, 2023
4 min

The summer is gone, and a lot of Europeans will soon be traveling to non-European countries to enjoy the nice weather and some beach time. Do you also plan a trip outside of the EU, be it the USA, Egypt, or Thailand? Cool! Do you wonder whether you can still use your Blackcatcard? Of course, you can! Here are some tips on how to use your card outside of the EU.

Research and Know the Exchange Rate

When you’re traveling, it's important to understand the exchange rate between the Euro and the local currency. Exchange rates determine the value of one currency in terms of another and can change due to economic and geopolitical factors. You can easily find real-time exchange rate information using online currency converter tools, financial apps, or official central bank websites.

To make informed financial decisions during your trip, it's helpful to monitor exchange rate trends and historical data. This can give you an idea of potential changes. Estimate your daily expenses in the local currency to set a budget and plan your spending effectively. Don't forget to leave some room for unexpected costs.

Using currency conversion apps can make quick calculations in Euros and help you manage your budget. Stay updated on economic stability and events in both the Eurozone and your destination country. This will help you anticipate any impact on the exchange rate. 

You can always find detailed information about the exchange rate in Blackcatcard here: 

Understand Transaction Fees

It is important to understand and recognize the various fees that may be associated with international transactions. These fees typically include foreign transaction fees and currency conversion fees. At Blackcatcard, we strive to provide our users with the best terms possible, ensuring transparency and value for money.

When you make payments with Blackcatcard using Swedish Kronas, Czech Koruna, Polish Zlotys, and Romanian Leus, rest assured that the transaction will be completely free of charge for the user. 

However, please note that for transactions made in any other currency, a small fee of 3% will be applied. It will not be charged separately, it’s already integrated into our exchange rate. By providing these details upfront, we aim to empower our users with the necessary information to make informed decisions and have a seamless experience while using Blackcatcard for their international transactions. You will also get a push notification after making a payment, where the exchange rate will be explained. Find more information on that here.

Be more cautious when withdrawing money

When it comes to ensuring your safety and security, it's important to prioritize your well-being at all times. Specifically, when using ATMs, consider opting for those located in well-lit and populated areas, as it adds an extra layer of security. Additionally, it is crucial to remember to shield your PIN when entering it, so as to protect your confidential information. By staying vigilant and cautious with your card, you can greatly reduce the risk of any unauthorized use. Furthermore, if possible, it is advisable to choose an ATM provided by a well-known bank as they often have enhanced security measures in place. Taking these precautions will help safeguard your financial transactions and provide you with peace of mind.

When withdrawing money, please be aware that Blackcatcard’s fee is only 1% of the withdrawal amount or €1,50 minimum. The bank whose ATM you use to withdraw money may also have a commission, so try to experiment with several banks, to see where the commission is lower.

Consider opening an additional card

Just to be on the safe side, it could be a good idea to issue an additional card and keep it separately from your other cards. This way, if one of your cards gets lost or stolen, you'll have a backup option readily available. Adding this extra layer of precaution can provide peace of mind and ensure that you're always prepared for any unexpected situations that may arise. Find more information on our additional cards here. Also, if you’re on a long trip and lost your card – we can deliver it to you worldwide! Just don’t forget to immediately block your lost or stolen card!

Don’t forget about the bonuses!

One last life hack – don’t forget about Mastercard’s bonuses for travelers! You can get a cashback of up to 15% with some of the most well-known travel services. Find more information here.


Can I use my Blackcatcard card outside of the EU?

Yes, you can!

Can I withdraw currencies other than euro from my Blackcatcard when traveling abroad?

Yes. It will be subject to a 1% fee of the withdrawal amount or €1,50 minimum.

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