An active 18+ years old Blackcatcard customer, who resides outside of Afghanistan, Algeria, American Samoa, Bahamas, Bangladesh, Bolivia, Botswana, Cambodia, China, Ecuador, Egypt, Ghana, Iceland, India, Indonesia, Iran, Iraq, Mongolia, Morocco, Nepal, North Korea, Pakistan, Panama, Russia, Qatar, Saudi Arabia, Syria, The Republic of Macedonia, Trinidad and Tobago, Vanuatu, Vietnam, Yemen, Zambia, Zimbabwe.