Opening, service, revenue

Currency
Euro
Opening an IBAN account
Free
The account is available immediately after registration
Account maintenance fee
Free
If you have one payment card or an account only
€ 2 per month
If you have additional cards in any quantity
Using online and mobile banking
Free
Card issue
Free
Issue of the first card linked to the IBAN account
Issue of an additional card
€ 7
Issue of one additional card linked to your account
€ 12
Issue of an additional card with any nickname other than the initials indicated on your main card
Reissue of the card
Free
Reissue of the card if it has expired
€ 7
Reissue of the card at cutomer’s request
€ 12
Reissue of a card with any nickname other than the initials indicated on your original card
Card delivery
Free
Delivery is carried out by Regular mail. The average time to receive the card is 3-10 business days depending on the location
Express card delivery
Individual calculation
Delivery is carried out by Express mail. The average time to receive the card is 1-5 business days depending on the location
Earning
2.2 % annual rate
Bonuses are accrued monthly, based on the average monthly balance      
Cashbacks
5 % at the Google Play Market
Bonuses are accrued monthly, based on the average monthly balance      
2 % on Amazon
Bonuses are accrued monthly, based on the average monthly balance
Maximum monthly payout is €50      
0.1 % on all card purchases
The card purchases don’t include ATM withdrawals, money transfers and the integrated crypto service use. Bonuses are accrued monthly, based on the average monthly balance. Minimum monthly payout is €0.10      
Dormancy fee
€ 15 per month
If you have no transactions for over 6 calendar months;
the fee is taken off for the whole period of inactivity (6 calendar months)
with a single payment and then gets deducted monthly

Money transfers in Euro

SEPA Transfers
Free
5 SEPA transfers per month, with no limits on the amount
€ 0,20
Fixed cost per transfer, starting from the 6th one
Internal account-to-account transfers
Free
With no limits on the amount
Internal card-to-card transfers
Free
With no limits on the amount
Internal transfers using a phone number
Free
With no limits on the amount

Cash withdrawals

Cash withdrawal at ATMs in the EU
Free
Up to € 200 per month
1 % of the withdrawal amount
After exceeding the limit of € 200
Cash withdrawal at ATMs outside the EU
1 % of the withdrawal amount, minimum € 1,50
Daily cash withdrawal limit
€ 5 000
Monthly cash withdrawal limit
€ 10 000

Account replenishment

Incoming SEPA transfers
Free
With no limits on the amount
Selling cryptocurrencies
Free
With no limits on the amount
Transfers within Blackcatcard
Free
With no limits on the amount
Top-up codes
Free
With no limits on the amount

Informational and additional services

Information about all actions with the account and cards
Free
Notification of all monetary transactions
Free
Online Bill Payments
3 %
Account statement in paper format
€ 5
Account closure
Free
€ 2
If less than 2 months have passed since the opening of the account
If there are any questions, you can contact the 24/7 support below
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An integrated hot wallet and the crypto service are provided by our partner DigiNORD. You can find more information here.

The bonus payment is a part of the loyalty program provided by FINTECH ASSETS OÜ. Detailed terms and conditions can be found here.